Max Annual 529 Contribution 2025. Individuals may contribute as much as $75,000 to a 529 plan in 2020. Contribution limits for 529 plans range from around $235,000 on the low end to more than $550,000 per beneficiary.
Yet, total investments in 529 plans fell to $411 billion in 2022, down nearly 15% from $480 billion the year before, according to data from college savings plans network, a. In contrast to retirement accounts, the irs doesn’t impose annual contribution limits on 529.
Contribution Limits For 529 Plans Range From Around $235,000 On The Low End To More Than $550,000 Per Beneficiary.
You can claim 529 plan contributions under the gift tax exclusion using form 709.
If The Contribution Is Below A Certain Limit Each Year, You Won’t Have To Notify The Irs Of It.
In 2025, you can contribute up to $18,000 per beneficiary per year before you’d need to.
529 Plan Aggregate Contribution Limits By State.
Images References :
529 Plan Aggregate Contribution Limits By State.
529 contribution limits are set by each state plan and generally apply a total account limit per beneficiary.
In Contrast To Retirement Accounts, The Irs Doesn’t Impose Annual Contribution Limits On 529.
In 2025, the annual 529 plan contribution restrict rises to $18,000 per contributor.